Portfolio Management
You have worked hard to accumulate your investments and savings. Only to see Your Portfolio's value drop over the last few years. The United States is coming off a lengthy period where market benchmarks have under performed expectations. The Investment Advisor can help you Get Back On Track.
New market cycles on average occur Every 3 to 5 Years. The drama of the financial crisis which ushered in current market and economic conditions has created an investment climate unlike any most investors have seen. In many cases the economy is charting new territory.
The Investment Advisor believes in today's investment climate it is important to understand the impact economic restructuring has on investing and its implications for different asset classes. The Investment Advisor advocates assessment of:
Economic, Legislative and Regulatory Changes
And
The Resulting Impact for Interest Rates, the Value of the Dollar, Industry, State and Local Government, Stocks, Bonds, Mutual Funds, Commodities, Real Estate, International Investments and Cash.
Secondly, to protect the value of Your Portfolio The Investment Advisor believes it is necessary to put in place processes which define the Investment Philosophy, Rules and Principles under which Your Portfolio will be managed. Some Examples of these Include:
- An Entrance and Exit Strategy for Each Security in Your Portfolio.
- Creating a Floor for Your Portfolio by Investing in Highly Rated Quality Investments Which Pay Dividend and Interest Income.
- Creating Hedging Strategies for Your Investments.
- Investing Part of Your Portfolio in Investments Which Track the Market as a Whole so a Piece of Your Portfolio Will Perform as the Broad Market Performs.
- Investing Part of Your Portfolio in Investments Which Have the Capability of Outperforming the Broad Market.
- Defining the Role Commodities and Real Estate Play in Your Portfolio.
The Investment Advisor Will Help You Put These Elements in Perspective by Preparing for You:
| Comprehensive Portfolio Reviews | Analysis | Context |
|---|---|---|
| Once per Quarter The Investment Advisor Will Analyze Your Investment Portfolio. This analysis Will Include Stock, Bond, Mutual Fund, ETF, Commodity, REIT and Cash Holdings. | This Analysis Utilizes a Systematic Approach Through Which The Investment Advisor Will Create a Snapshot of Your Portfolio Resulting in Buy, Sell and Hold Recommendations. | The Investment Advisor Will Frame Both Portfolio Level and Individual Security Recommendations Against the Backdrop of Current and Forecasted Economic Conditions. |
The Investment Advisor Will Tailor your Portfolio to Meet Your Needs for Income and Growth and Incorporate Your Concerns Regarding Risk, Tax Sensitivity, Asset Protection and Your Overall Financial Planning Strategy.
The Investment Advisor will present to you a range of possible outcomes based on these factors and the likelihood of these outcomes occurring. The Investment Advisor will develop recommendations created specifically for you and present these recommendations for your approval.
These recommendations are based on:
| Range of Potential Returns | Performance | Economic Activity |
|---|---|---|
| Market Scenarios Showing the Range of Potential Returns Within Your Overall Portfolio Barring Unforeseen Unknowable Events. | Performance Comparisons to Benchmarks such as the S&P 500, S&P Mid and Small Cap Indexes. The MSCI EAFE Index and Industry Specific, Fixed Income, Commodities, and Real Estate Indexes and ETF's. | Macro- Economic Indicators Such as GDP, Interest Rate Policy, Manufacturing, Housing, Consumer Sentiment and other Metrics Comprising the Economic Calendar. |
| Prevailing Consensus | Fundamentals | Fixed Income |
|---|---|---|
| Industry and Sector Outlook, Ratings, Analyst Opinions, Management Views and Changes and Important News Events. | Metrics Such as Earnings, Dividend Yield, Year High Low, Year to Date, 3, 5 and 10 Year Rates of Return. | Outstanding Debt, Debt Service, Interest Rate Spreads, Unique Provisions Within Indentures and Covenants and Yield Curve Analysis as These Factors Relate to Fixed Income. |
| Liquidity and Demand | Hard Assets | Risk Management |
|---|---|---|
| Trading Analysis Showing Indicators of Liquidity and Supply and Demand for Specific Securities Such as: Average Daily Trade Volume, Large block Trades, Option Open Interest and Short Interest. | Analysis of Hard Assets such as Commodities and Real Estate as They are Affected by Interest Rates, Currency Values and Inventory. | Risk Management Strategies such as Asset Allocation Analysis, Sector and Industry Weightings and Investment Style as Identified Against the Morningstar Style Box. |
Once implemented The Investment Advisor will take responsibility for monitoring the progress of Your Portfolio and contact you should adjustments be necessary.
