Live Your Life On Your Terms

Posted by & filed under Financial Educatoinal Forum.

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Live Your Life On Your Terms

The Investment Advisor is Putting Together a Series of Educational Events Designed to Provide You With the Information and Perspective You Need to Make Decisions About Your Financial Life.

It’s About Your Dreams, Your Security, Your Future.

That’s Why We Help You Navigate Today’s Complex and Turbulent World.

To Help You Grow Your Net Worth and Create Income.

This is Why We Are Launching The Financial Educational Forum This Fall.

It’s Why We Specialize in Investment Portfolio Management, Retirement Plans, Education Planning, Retirement Planning, Estate Planning, Asset Protection and Health Care Planning.

It’s Why We Integrate the Legal and Tax Advice You Receive From Your Network of Professional Advisors into Your Investment Plan.

Whether Your Starting Your Journey Towards Financial Freedom, Investing and Saving for Your Family’s Goals, Building Your Company or Need to Protect Your Life Savings From the Possibility of Someone Laying Claim to it, We Believe Financial Freedom is a Goal Worth Striving For.

We Help Improve Your Life.

Over the Months of July and August We Will Be Releasing a Schedule of 6 Financial Educational Forums to be Held in September, October and November.

Each Forum Will be Led by an Expert in Their Field.

We Would Love For You to Attend. Please Let Us know if You Would Like to Come.

Please Complete the Information on the Form Below to Indicate Your Interest.

We Are Also Looking to Add to Our Roster of Speakers. Get in Touch with Us So We Can Feature You at One of Our Forums.

Please Complete the Information on the Form Below to Indicate Your Interest.

or Call Lou Wolkenstein at 412-388-0500

The Investment Advisor.

We Help Improve Your Life

Low Fee Credit Card Processing for Physicians

Posted by & filed under Health Care Products and Services.

Doctors

Low Fee Credit Card Processing for Physicians and the Health Care Industry-Less Than 1% Credit Card Transaction Fee

Free Terminals and Equipment
Free Access to USPAY Gateway Custom Built for Health Care
Access to a Back-Office Reconciliation Tool to Confirm Accuracy of Daily Deposits

For more information, click the link below and provide your contact details on the form on the bottom the page.

A Representative from US Pay will contact you soon.

https://www.uspaygroup.com/theinvestmentadvisor

or Contact Lou Wolkenstein at 412-388-0500

Offered in Association with The American College of Health Care Trustees and US PAY.

The Investment Advisor
We Help Improve Your Life

The Investment Advisor Announces its Association with the ACHT

Posted by & filed under HealthCare.

The Investment Advisor is Proud to Announce its Association with the American College of Health Care Trustees

ACHT Logo

The Investment Advisor is proud to announce its association with the American College of Health Care Trustees (ACHT). The ACHT is an organization dedicated to setting the bar for Transparent and Ethical Health Care Governance.

The ACHT trains fellows, provides a curriculum of Health Care Education and facilitates discussion and events about important topics in Health Care such as Innovation, Technology and Fiduciary Governance.

The ACHT offers a suite of services designed for Physicians and the Medical Community.

The ACHT is led by David Levian M.D. Dr. David Levian received his BA from The Johns Hopkins University and his MD, Cum Laude, from The Georgetown University School of Medicine. Dr. Levien practiced clinical surgery for 33 years, 20 of which were as Chairman of Surgery and 12 as Program Director of a Surgical Residency. He has served as a Member of The Board of Directors of The College of Physicians of Philadelphia, The Philadelphia County Medical Society, and The Shore Acres Point Corporation. Dave is presently on The Board of Directors of Meals on Wheel and Senior Outreach Services of Walnut Creek and Chairman of their audit committee. He presently also serves on The Board of Directors of The Chamber of Commerce of Pleasant Hill. He has been President of The Baltimore Academy of Surgery and The Pennsylvania Society of Colon and Rectal Surgery. He has been Vice President of The Academy of Surgery of Philadelphia and Vice President of the national society, The American Society of Colon and Rectal Surgery.

The Investment Advisor, LLC is a registered investment advisory firm in the state of Pennsylvania. Louis Wolkenstein is the Managing Principal of The Investment Advisor. The Investment Advisor offers Investment Portfolio Management and Financial Planning for Physicians, the Larger Medical Community and will assist the ACHT in marketing its suite of services.

The Investment Advisor and the ACHT have formed this association to create a collaboration between the two organizations. Both organizations will engage in efforts to better serve Physicians and the Larger Medical Community in Pennsylvania.

To contact the American College of Health Care Trustees Click https://www.facht.org/aws/FACHT/pt/sp/home_page

For more information on how this collaboration may be able to benefit you, your family, your practice, your business, your non-profit organization please complete the information on the Request A Consultation page on the Website of The Investment Advisor so we may contact you at http://www.theinvestmentadvisor.net/request-consultation.html

or call

Louis Wolkenstein at 412-388-0500.
The investment Advisor
We Help Improve Your Life

The Investment Advisor is Proud to Announce Its Association With Quantum Financial Advisors

Posted by & filed under Financial Planning, Investment Portfolio Management for Less, Portfolio Management.

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he Investment Advisor is proud to announce its association with the Pittsburgh Office of Quantum Financial Advisors, a registered investment advisory firm. Andre Weisbrod, recognized as a Five Star Wealth Manager in Pittsburgh Magazine and a former 5-star fund manager, leads the Pittsburgh Office of Quantum Financial Advisors.

The Investment Advisor is a registered investment advisory firm in the state of Pennsylvania. Louis Wolkenstein is the Managing Principal of The Investment Advisor, LLC.

The Investment Advisor and Quantum Financial Advisors have formed this association to create a collaboration between the two firms.

Both firms will engage in efforts to better serve clients in the areas of financial planning and portfolio management for Physicians, the Larger Medical Community, Attorneys, CPA’s, Small and Mid-Sized Business, Non-Profits, Trusts and Estates for the purpose of expanding their presence in Pittsburgh and Western Pennsylvania.

For more information on how this collaboration may be able to benefit you, your family, your practice, your business, your non-profit or organization please complete the information on the Request A Consultation page on the Website of The Investment Advisor so we may contact you at http://www.theinvestmentadvisor.net/request-consultation.html

or call

Louis Wolkenstein at 412-388-0500.

The Investment Advisor

We Help Improve Your Life Photo Linked in

Get Back on Track Coupon

Posted by & filed under Asset Protection, Education Planning, Estate Planning, Financial Planning, Get Back on Track, HealthCare, Portfolio Management, Retirement Planning, Retirement Plans.

Get Back on Track:

Economic forecasts are calling for falling GDP, rising interest rates and inflation.

Forecasts say GDP will hit 3.1% for 2018 and fall to 1.7% by 2022.

The yield curve has inverted with short term interest rates rising above long term interest rates as the Federal Reserve continues to raise rates.

Signalling a possible recession within two years.

Fueling inflation.

Large swings in the market have again become common place.

Have you positioned your investments to reflect this type of economic situation?

As fixed income values fall when interest rates rise will your net worth decline?

As GDP falls how will that effect the value of your stocks, mutual funds, ETF’s and Real Estate?

Are you prepared to manage the risk?

Will you grow your net worth?

Will you create the income you need?

This is why we are inviting you to take advantage of our Get Back on Track Coupon.

It’s our way of offering you a second opinion. With a complimentary consultation at no charge.

The Investment Advisor-We Help Improve Your Life.

call 1-877-414-9021.

Get Back on Track

2018 was a pretty dramatic year for most people.

Posted by & filed under Asset Protection, Biotechnology, Estate Planning, Financial Planning, HealthCare, Legislation and Regulation Affecting Investments, Library, Portfolio Management, Retirement Planning, Retirement Plans, Retirement Plans, Tax Advisory, The Economy, Why You Save and Invest.

2018 was a pretty dramatic year for most people.

The markets soared to new heights and became extremely volatile. Bitcoin crashed.

The Fed increased interest rates, the principal value of bonds fell, yields rose and inflation ticked up past the 2% mark the Fed had declared its target.

The value of assets, the ability to create income, wages and health care met political and economic issues cresting in the mid-term elections.

Through it all, The Investment Advisor decided to focus on those thing that mean the most to most people.

Facebook was kind enough to make a video about it.

The Market-How High is High?

Posted by & filed under Investment Portfolio Management for Less, Legislation and Regulation Affecting Investments, Portfolio Management, The Economy.

Declaration of Independence by John Trumbull

The Market-How High is High?

Remember the Crash of 1987, the S&L and Commercial Real Estate Crises of the Early 90′s, the Bursting of the Internet Bubble in March of 2000, 9/11, the Closing of the Markets for Two Weeks, the Ensuing 2001-2003 Recession, the 2008 Financial Crises.

Has a Pro Business President Who Says he is 10 Feet Tall and Can Shoot Lightning, Combined With a Treasury Secretary by the Name of Steve Mnuchin Who is a Hedge Fund Pro, Created Expectations so High They Cannot Possibly be Reconciled With the Markets Valuations?

Crashes Seem Like They Come Out of Nowhere. In Reality, the Pressures Build Over Time.

Is This the Case Now?

Maybe, Maybe Not. Perception is Reality. Bubbles Can Build For a Very Long Time Before They Burst.

As Long as the Markets Believe Valuations Can be Justified by the Underlying Fundamentals the Indexes Will Continue to Rise.

The Most Recent Example. Passage of Tax Reform. Despite the Fact the Tax Reform Law Adds to the Deficit.

Just Remember, if the Markets Get to Far Ahead of Themselves, What Goes Up Will Come Down. We Have Seen it Before and We Will See it Again.

Not to Mention the Prospect of Geo-Political Tensions.

How, When, If and What the Catalyst Will be is Anyone’s Guess.

But, Given Trump’s Teflon Political Image, Where His Electorate Supports Him Based on How He Makes Them Feel, Rather Than What He Does, the Only Thing That May Be Able to Bring Trump Down Would be a Fall in the Nation’s Wealth Precipitated by a Decline in the Markets.

Remember George W. Bush.

Losing Money Never Makes Anyone Feel Good.

The Article Below Will Provide You With Some of the Evidence and Metrics Which Support a Cautious View.

In the End, You Will Have to Develop a Framework and Philosophy About Where You See the Markets Heading and How You Will React If Your Right and If Your Wrong.

Let Us Know if We Can Help.

https://www.bloomberg.com/gadfly/articles/2017-12-04/98-750-067-000-000-reasons-to-be-scared-about-2018?cmpid=socialflow-facebook-business&utm_content=business&utm_campaign=socialflow-organic&utm_source=facebook&utm_medium=social

http://www.theinvestmentadvisor.net/request-consultation.html

 

Be an Overachiever: Three Steps To Start Saving For Retirement

Posted by & filed under Retirement Planning, Retirement Plans.

Picture Be an Overachiever

Be an Overachiever: Three Steps To Start Saving For Retirement

Guest Post

By Nialyn Pagliari, Esq.

Let’s think of people who save for retirement plans like high schoolers – you have the underachievers, the achievers, and the overachievers. First, the underachievers. These are the people who tried to steal your answers to the pre-calculus quiz and skipped third period English. Underachievers only consider their retirement when they hit retirement age. Even then, they don’t have any sort of plan or money saved. And… let’s face it. Living off of social security can’t be glamorous.

Next, the achievers. These are the people who paid attention in class, but may or may not have studied for the test on Monday. Achievers are likely to have created a retirement plan, and have considered, at least to some extent, how much they need to save in order to have a peaceful retirement. In fact, according to a worldwide study of retirement saving habits conducted by HSBC, achievers have approximately three times more in their retirement savings than their underachieving counterparts.

Last, we have the overachievers. These are the people who had perfect attendance and sat front and center in science class. The overachievers have not only considered their retirement, but have also sought the assistance of an investment advisor. Overachievers are the crème-de-la-crème of the retirement saving world and their savings accounts show it. Their retirement plans are a whopping 445% bigger than the underachievers. 445%, y’all. Hot doggy. That’s a lot.

But, listen up. Underachievers, achievers, and overachievers alike, it’s not too late to get started on your retirement saving path. Here are three simple steps to get you on the right foot for your retirement future.

Step One – Save, Save, Save
You may be thinking, “Nialyn… how can I save when I’m in SO much debt!?” Good point. You can’t really start the saving process until you’ve eliminated your debt and saved at least three to six months of expenses in your emergency savings fund. After that, the first step is to invest 15% of your gross income through tax-advantaged retirement saving plans such as your employer’s 401(k) and a Roth IRA. So, if a married couple that makes $56,000 per year follows this 15% savings mantra for 25 years, they’ll retire with a cool $900,000. If they follow the plan for 30 years? A spicy $1.5 million. The moral of this story is: slow and steady wins the race. Don’t try to save $50,000 of your $56,000 per year. Be realistic, have a plan, and stick to it. Slow and steady.

WANT A FREE CONSULTATION? CLICK HERE!

Step Two – Hire an Investment Advisor That Will Focus on the Numbers
Saving is easy enough, but here’s where the train goes off the track and everything gets confusing. Once you retire, the goal is for you to be able to live off of the growth of your retirement rather than depleting your “nest egg.” What’s a nest egg, you may ask? A nest egg is a term that refers to a substantial sum of money or other asset that has been saved or invested for a specific purpose. With the help of an investment advisor, you can choose a retirement age and calculate exactly how much you need to save per month in order to live comfortably at that projected age – without touching your nest egg. The investment advisor will take into account inflation, taxes, and any fees that may apply down the road. So, ultimately, you’re never supposed to spend your nest egg, but just sit on it…until it hatches… Just kidding.

WANT A FREE CONSULTATION? CLICK HERE!

Step Three – Realistically Consider the Future
Take a look at your monthly budget. How much will you need per month once you retire? When you look at the amount you currently have saved, are you concerned you won’t have enough to survive? No worries. It’s never too late to ramp up your saving – assuming you’re financially able to do so.
You can also consider things that you want to do when you retire. Maybe you’ve always wanted to travel the world? Sign up for celebrity hosted cooking classes? Pole danc… err… never mind. Whatever you’ve always wanted to do now is the time to do it! Your investment advisor can help you create a plan that factors in all of your retirement dreams.

WANT A FREE CONSULTATION? CLICK HERE!

It’s also time to consider how you are going to pay for your healthcare during retirement. Creating a savngs and investment for this prupsoe and carefully considerng medical insurance, long-term care insurance, and life insurance can help you cover these costs. Research suggests that a person will spend approximately $300,000 in healthcare expenses during retirement. That’s nothing at which to sneeze. So, it’s important to be ready to dish out that large chunk of change. Additionally, being prepared to bring in an in-home nurse or to make the big departure into a nursing home is important. Therefore, having done the advance planing can save not only yours and your loved one’s pocketbook. But, may also make the difference between a heathy retirement or not.

You may not have been an overachiever in high school. Quite frankly, you may have scoffed at those who sat in the front of the classroom and raised their hands at all the softball questions. However, it’s time to channel some of the overachiever’s gusto. It’s time to take your future by the horns. While there’s no guarantee that having a retirement plan will make you a millionaire by age 65, creating a plan and talking to an investment advisor will put you many steps closer. Do yourself a favor. Be like the overachiever and contact The Investment Advisor today. Click here to sign up for a free, no obligation consultation – it’s easy, quick, and can be the difference between ramen noodles every night for dinner during retirement or lobster with creamy French butter. You decide.

Healthcare-FACHT

Posted by & filed under Biotechnology, HealthCare.

HealthCare Photo

Re: FACHT

The Investment Advisor LLC is Pleased to Announce Managing Principal Louis Wolkenstein is Now a Fellow at the American College of Healthcare Trustees.

The Investment Advisor is a Registered Investment Advisory Firm serving Families, Individual, Small and Mid Sized Business, Retirement Plans, Trusts and Estates. The Firm Emphasizes the Benefits of Planinng and Advocating For Your HealthCare. We Work with Professionals and Organizations in the Healthcare Industry.

The Investment Advisor Also Seeks to Help Enable New Cutting Edge Medical Research Technologies and Help Bring them Into the Clinic.